Independent & family-owned · A TWFG agency
Commercial Insurance · Independent agent

Commercial insurance in Abilene, TX — built for your business.

As an independent agency, we shop multiple trusted carriers to protect your West Texas business — your building, your equipment, your crew, and the work you put your name on.

A smiling local small-business owner holding an "open" sign outside their shop

We shop multiple carriers for you — so you get options, not a sales pitch.

Compare my options
What commercial insurance covers

Coverage built around how your business actually runs.

Every business is different, so we'll help you sort out which of these you really need and skip what you don't.

General liability

Covers injuries and property damage your business is responsible for.

Commercial property

Protects your building, inventory, and equipment from fire, theft, and storms.

Business owners policy

Bundles liability and property into one simpler policy for small businesses.

Workers comp

Helps cover medical bills and lost wages when an employee gets hurt on the job.

Commercial auto

Covers the trucks and vehicles your business drives across West Texas.

Professional liability

Protects you against claims tied to your advice, services, or work.

How it works

A quote in three simple steps.

01

Tell us about your business

A few details about what you do, your building, your crew, and your vehicles — by phone or the form below.

02

We compare carriers

Wes shops several preferred companies and lines up the options that fit your operation and budget.

03

You pick what fits

No pressure. You choose the coverage you're comfortable with — and we're here when things change, too.

Common questions

Commercial insurance in Abilene, answered.

How much does business insurance cost in Abilene, TX?

It depends on your industry, your revenue, the size of your crew, and the coverage you choose. Because we're independent, we compare several carriers and show you the options side by side, so you can see what fits your budget instead of guessing.

Do I need a business owners policy or separate policies?

A business owners policy (BOP) bundles general liability and commercial property into one package, which often works well for smaller West Texas shops and offices. Larger or more specialized operations sometimes need separate policies — we'll help you figure out what makes sense for yours.

Is workers comp required for Texas businesses?

Texas is unusual — it generally doesn't require private employers to carry workers compensation. That said, many businesses still choose it to protect their employees and themselves, and some contracts require it. We can walk you through the trade-offs.

Does my business need commercial auto insurance?

If you or your employees drive vehicles for work — hauling tools, making deliveries, visiting job sites around West Texas — a personal auto policy often won't cover it. Commercial auto is typically how you keep those vehicles and drivers protected.

Why use an independent agent for my business coverage?

Instead of one company's products, we shop multiple carriers for you and compare what each offers. We're family-owned and local to Abilene, so you talk to Wes — not a call center — and we're here when your business grows or changes.

Get a commercial quote

Let's find your coverage.

Tell us about your business and Wes will reach out personally — usually the same business day.

(325) 704-5177 Call or text Wes's cell: (325) 338-6826 Mon–Thu 10am–6pm · Fri & Sat by appointment

We keep it minimal — the full quote happens securely in the TWFG system. We never sell your information.

Ready for a better business quote?

A local agent, multiple carriers, no pressure. Let's talk.